Privacy Policy

Last Updated: February 14, 2026

1. Introduction

Better Offers Inc ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website betteroffers.com or use our mortgage brokerage services.

2. Information We Collect

We collect information that you provide directly to us, including:

  • Personal identification information (name, email address, phone number, mailing address)
  • Financial information (income, assets, debts, credit history)
  • Property information (address, value, intended use)
  • Employment information (employer, job title, length of employment)
  • Social Security Number (for credit checks and loan processing)

3. How We Use Your Information

We use the information we collect to:

  • Process your mortgage loan application
  • Verify your identity and creditworthiness
  • Communicate with you about your loan status
  • Provide customer support and respond to inquiries
  • Comply with legal and regulatory requirements
  • Improve our services and website functionality
  • Send you marketing communications (with your consent)

4. Information Sharing and Disclosure

We may share your information with:

  • Lenders: To obtain loan offers and process your application
  • Service Providers: Credit bureaus, appraisers, title companies, escrow agents
  • Legal Authorities: When required by law or to protect our legal rights
  • Business Partners: With your consent, for related financial products

We do not sell your personal information to third parties for marketing purposes.

5. Data Security

We implement industry-standard security measures to protect your information, including encryption, secure servers, and restricted access to sensitive data. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to improve your browsing experience, analyze website traffic, and personalize content. You can control cookies through your browser settings.

7. Your Privacy Rights

Under California law (CCPA), you have the right to:

  • Know what personal information we collect and how we use it
  • Request deletion of your personal information
  • Opt-out of the sale of your personal information (we do not sell your info)
  • Non-discrimination for exercising your privacy rights

8. Children's Privacy

Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

10. Contact Us

If you have questions about this Privacy Policy, please contact us:

Better Offers Inc

Simi Valley, CA

Email: mccoy@betteroffers.com

Phone: (805) 555-LOAN

CA DRE License #01902006