HELOC Calculator

Calculate your available home equity line of credit based on your property value

Your Property

Home Value$550,000
$100,000$3,000,000
Mortgage Balance$350,000
$0$550,000
HELOC Rate8.50%
5.000%15.000%

Available HELOC Line

$117,500

Based on 85% combined LTV

Equity Analysis

Home Value$550,000
Mortgage Balance$350,000
Total Equity$200,000
Current LTV63.6%
Max HELOC Line$117,500
Est. Payment (if fully drawn)$1,020/mo

Free, no-obligation quote • No credit impact

More Calculators

Home Purchase Calculator

Estimate your monthly mortgage payment

Refinance Calculator

See if refinancing saves you money

DSCR Calculator

Analyze rental property cash flow

Fix & Flip Calculator

Calculate your flip profit & ROI

Ready for a Personalized Quote?

Get actual rates based on your credit profile and property details

CA DRE #01212512 • NMLS #2787839 • Equal Housing Lender