Buy Your California Home — Financing & Representation, One Broker

Pre-qualified by the same broker who represents you — no surprises at closing

CA DRE License #01902006
15+ Years Experience
Real Estate & Mortgage

One Broker. Two Services. Zero Confusion.

Most buyers work with a real estate agent AND a separate mortgage lender. That means coordinating between two professionals who may not communicate well. We're different.

Why This Matters

Mortgage pre-qualification and buyer representation from the same broker
Know exactly what you qualify for before making offers
No surprises at closing — your agent IS your lender
Stronger offers because sellers know your financing is solid
Faster closings with in-house loan coordination
One point of contact for real estate AND financing questions

Better Offers Inc handles both sides of your home purchase. Bill McCoy is licensed as both a California real estate broker AND mortgage broker (CA DRE #01902006). That means you get expert buyer representation PLUS in-house financing — no more playing phone tag between your agent and lender.

Full-Service Buyer Representation

From finding the right property to closing the deal, we guide you through every step of buying your California home.

Property Search & Analysis

We help you find homes that meet your needs and budget, analyzing each property's value, condition, and investment potential.

In-House Pre-Qualification

Get pre-qualified for your mortgage with the same broker who represents you. Know your budget before you shop.

Offer Strategy & Negotiation

Craft competitive offers that get accepted. We know how to structure financing terms that sellers trust.

Transaction Coordination

From accepted offer to closing, we manage inspections, appraisals, loan processing, and escrow coordination.

How It Works

1

Get Pre-Qualified

We start by pre-qualifying you for a mortgage. Know exactly what you can afford before you start shopping.

2

Find Your Home

Search properties that meet your criteria. We provide market analysis, property evaluations, and honest advice.

3

Make a Strong Offer

We craft competitive offers with financing terms that sellers trust — because we're handling the loan too.

4

Close the Deal

We coordinate inspections, appraisal, loan approval, and escrow. One point of contact from offer to keys.

Home Buying Calculators

Use our free calculators to plan your purchase

Affordability Calculator

Find out how much home you can afford based on your income, debts, and down payment.

Mortgage Payment Calculator

Estimate your monthly mortgage payment including principal, interest, taxes, and insurance.

Ready to Start Your Home Search?

Work with a broker who handles both real estate AND financing. Get pre-qualified and start shopping with confidence.

Better Offers Inc | CA DRE License #01902006 | Licensed California Real Estate & Mortgage Broker

Equal Housing Opportunity